Investment Services

Credit counseling is not a very well-regulated industry today. In the past, credit counseling was operated more like a social service rather than as a business designed to make a profit. The industry was known by the general term CCCS (Consumer Credit Counseling Service) and operated under the general guidelines of the NFCC (National Foundation [...]

You can be considered in default of your student loans after one or two missed payments. Even if you make partial payments your account can go into a default status. This is not a bill that you can ignore without serious repercussions. You may think that you are just racking up a few late fees, [...]

Yet, debt consolidation is still a reasonable solution that can be combined with this method when you can’t consolidate right away.There are many situations when debt consolidation is not an option because the credit situation of the applicant is extremely poor or because the financial situation is also critical. When income is just not enough [...]